Craig MacDonald - Investors Group

I commit my time and expertise to developing a personalized plan for you and your family.

A good plan is like a roadmap, helping you to see your destination and the route you need to take to get there. It will have twists and turns, but when built on sound advice and reviewed regularly, it will help get you to where you want to go and keep you on track.

With my advice and a personalized plan, I will help you set appropriate planning targets, choose the right financial vehicles and build the right mix of investments.

My services include:

FINANCIAL MANAGEMENT – An action plan to manage your cash flow.

INVESTMENT PLANNING – A personal investment strategy that identifies your target asset allocation, based on your investment objectives and your risk tolerance, and an action plan to implement the strategy.

RETIREMENT PLANNING – An action plan to meet the funding requirements to achieve your retirement goals.

RISK MANAGEMENT – An Insurance Needs Analysis assessing your exposure to personal risk in the areas of premature death, disability, critical illness and long term care and an action plan to offset potential risks for your family and estate.

ESTATE PLANNING – An action plan to enable the distribution of your estate according to your wishes with the minimum tax cost.

TAX PLANNING – An action plan to reduce the amount of tax you pay.

EDUCATION PLANNING – An action plan to meeting the funding requirements for your children’s/ grandchildren’s education.

Studies* show that clients of financial advisors tend to start saving earlier and have higher net worth.

* Value of Financial Planning. Study by the Financial Planning Standards Council, 2010